Licensed experts helping families, entrepreneurs, and early retirees secure comprehensive health coverage in Florida, Georgia, South Carolina, Tennessee, Alabama, and Texas.
We compare underwritten PPO, HMO, and hybrid options from trusted carriers to ensure you receive the strongest coverage for your needs. Our team handles underwriting paperwork, provider matching, and renewal strategies so you stay focused on your family or business.
Nationwide PPO networks and supplemental plans built for major medical events, preventive care, and everyday visits.
Receive tailored health plan comparisons the same day, complete with cost projections and concierge enrollment support.
Individual, family, group, and short-term coverage options with ACA compliance and subsidy optimization across every state we serve.
1,000+ families guided across six states
Personalized recommendations for individuals, families, and small employers in every market we serve.
Transparent pricing guaranteed
No enrollment fees, free plan comparisons, and carrier-direct pricing with zero hidden costs.
15+ A-rated carriers
Best Insurance Group partnership unlocks multi-state PPO networks and exclusive programs.
Year-round advocacy
Renewals, claims, and provider escalations handled by a dedicated advisor.
Key factors I evaluate to ensure you get optimal coverage for your situation.
Essential Health Benefits
Verify all ACA-required categories are covered with clear explanations.
Preventive Care
100% covered checkups, screenings, and immunizations.
Prescription Coverage
Medication formulary analysis and copay structure guidance.
Total Cost Calculation
Premiums plus projected out-of-pocket based on usage patterns.
Subsidy Optimization
For FL, GA, SC, TN, AL, TX residents—maximize available savings.
Hidden Cost Detection
Identify surprise costs like separate drug deductibles or ER fees.
Provider Density
Adequate network size in your area, especially for specialists.
Hospital Access
Quality facilities in-network for routine and emergency care.
Multi-State Coverage
Network portability across our licensed states for travelers.
Lower costs with primary care coordination.
Best: Predictable needs
Specialist access without referrals, travel flexibility.
Best: Flexibility
Tax-advantaged savings for future healthcare costs.
Best: Long-term savers
Gap coverage between jobs or enrollment periods.
Best: Temporary needs
Stay current with the latest strategies on PPO plans, deductibles, and open enrollment timing.
Avoid the $30,000 auto-renewal mistake. Open Enrollment 2026 runs Nov 1-Jan 15. Learn about subsidy cliff, premium increases, and deadline strategies.
Stop overpaying for the wrong plan. Here is how to choose the best option for your needs.
Smart strategies to reduce your healthcare expenses while maintaining excellent coverage.
Do not miss critical deadlines. Our step-by-step checklist ensures you get the best coverage.
Every consultation includes ACA compliance checks, carrier availability, and subsidy optimization tailored to your state's requirements.
Connect with a licensed health insurance broker who will guide you through underwriting, provider selection, and long-term savings across all six licensed states.
Licensed in Florida, Georgia, South Carolina, Tennessee, Alabama, and Texas.
Most households receive plan recommendations within 90 minutes of consultation.
Dedicated concierge for renewals, claims follow-up, and provider escalations.
