The 8 states I’m licensed in
I’m Zach Bradford. I hold a health and life insurance license in 8 states, and those are the only states where I can advise you or sign you up. Pick yours for what I can do there, what a call covers, and how to check my license.
Licensed in 8 states · Health and life only
I'm the one who calls, at the time you pick. I don't sell your information or pass it to other agents.
Zach Bradford · NPN 18181266
Pick your state
One page for each of the 8 states: FL, MI, NC, AZ, TX, GA, IN, and SC.
Florida
Current as of September 27, 2026- If your plan is from Cigna
- When you can sign up
- Who’s filed to sell
- If your income is low, or you’re covering children
Health and life insurance in Florida.
Marketplace plans through healthcare.gov.
Michigan
Current as of September 18, 2026- When you can sign up
- Who’s selling
- What prices might do
- If your income is low
Health and life insurance in Michigan.
Marketplace plans through healthcare.gov.
North Carolina
Current as of October 26, 2026- If your plan is from Cigna
- When you can sign up
- Who’s filed to sell
- If your income is low
Health and life insurance in North Carolina.
Marketplace plans through healthcare.gov.
Arizona
Current as of October 26, 2026- If your plan is from Cigna
- When you can sign up
- Who’s filed to sell
- If your income is low
Health and life insurance in Arizona.
Marketplace plans through healthcare.gov.
Texas
Current as of October 27, 2026- If your plan is from Cigna or Baylor Scott & White
- When you can sign up
- Who’s filed to sell
- If your income is low, or you’re covering children
Health and life insurance in Texas.
Marketplace plans through healthcare.gov.
Georgia
Current as of October 21, 2026- If your plan is from Cigna
- Plans that can last up to a year
- When you can sign up
- If your income is low, or you’re covering children
Health and life insurance in Georgia.
Georgia Access is the state's own marketplace: you enroll yourself, and I can give you a second read on a plan summary you send me.
Indiana
Current as of October 26, 2026- If your plan is from Cigna or CareSource
- When you can sign up
- Who’s selling for 2027
- If your income is low
Health and life insurance in Indiana.
Marketplace plans through healthcare.gov.
South Carolina
Current as of October 27, 2026- Marketplace plans for 2027
- Plans that run for a set period
- When you can sign up
- If your income is low, or you’re covering children
Health and life insurance in South Carolina.
Marketplace plans through healthcare.gov.
Why the state matters
Insurance is regulated state by state, so where you live changes what I can do for you.
Where I'm licensed
I can only advise you in a state where I hold a license. If yours isn't on this page, tell me and I'll say so rather than take the call.
Which insurance companies I can compare
Not every insurance company sells in every state, so the list I can compare for you depends on where you live. Each state page says what I can do there.
Where a marketplace plan comes from
In 7 of these states a marketplace plan comes through healthcare.gov, and I can help you enroll there or through HealthSherpa. Georgia residents enroll themselves through Georgia Access, the state's own marketplace.
Let’s go through your options
30 minutes on the phone. We go through what you have now, what it covers, and what else you could be on where you live. You don’t have to decide anything on it.
I'm the one who calls, at the time you pick. I don't sell your information or pass it to other agents.